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Quick Links : Identity Theft Protection

Over the past five years more than 27 MILLION Americans
have had their identities stolen.*

As a valued customer, Sandhills Bank is providing you with Identity Fraud Expense Coverage at no cost to you. Due to the dramatically increasing numbers of identity theft victims, we want to give you the tools to fight back if your identity is stolen.

Identity Fraud Expense Coverage provides you with $2,500 in expense reimbursement to pay the unexpected costs and legal fees you may incur while reclaiming your name in the event you are a victim of identity theft.

You may be reimbursed for:
  • Lost wages as a result of time taken off work to deal with fraud (up to $500/week for 4 weeks).
  • Notary and certified mail charges for completing and delivering fraud affidavits.
  • Fees to re-apply for loans that were denied due to erroneous credit information due to ID theft.
  • Attorney fees incurred, with St. Paul Travelers' prior consent for:
      - defending suits brought incorrectly by merchants or their collection agencies.
      - removing criminal or civil judgments wrongly entered against the victim.
      - challenging information in a credit report.

    If you are the victim of Identity Theft, just call 1-800-842-8496 and ask for assistance.

    Increase Your Protection! Wouldn't it be nice to have a case manager assist you through the process of prevention and/or recovery? Are you concerned that $2,500 of coverage is not enough?

    As a customer you can upgrade to Platinum Identity Solutions, with additional benefits including:
  • Personal Case Management Assistance and Restoration Services provided by ARAG®.
  • Increased reimbursement coverage of $25,000.

    Upgrade your protection today! Simply download and complete the enrollment application return it to us. Call us at (843)280-2265(BANK) or toll free at (800)609-6724 to learn more about the coverage options.


    Identity Fraud Expense Coverage provided by Travelers Casualty and Surety Company of America and its property casualty affiliates, Hartford, CT. This material does not amend or otherwise affect the provisions or coverage of any insurance policy or bond issued by St. Paul Travelers. It is not a representation that coverage does or does not exist for any particular claim or loss under such policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations. *Federal Trade Commission, 2003.

    Upgrade to Platinum Identity Solutions Today!

    In a powerful counterpunch against the rampant growth of identity theft in America, Sandhills Bank is providing $2,500 Identity Fraud Expense Coverage at no cost to you. For additional protection at a very affordable price, the Platinum Identity Solutions plan is available.*

    The Platinum Identity Solutions Plan includes: Case Management provided by ARAG®, a leading legal services provider; you’ll have toll-free access to your Case Manager to help you through the steps to recover from identity theft and its legal ramifications, who will:

    - Assist you to develop a resolution plan.
    - Provide tools and information to implement the plan (provided at your request):
    - Identity Theft Prevention and Victim Action Kits.
    - Coordinate legal resources with attorneys who will offer at least 25% off normal hourly rates.
    - Monitor/follow-up on the progress until resolution is final.

    Telephone Legal Services provided by ARAG®:

    - Members call a toll-free number for advice and assistance from an attorney at no additional cost.
    - Receive over-the-phone consultation about how the law relates to their personal identity theft    legal matter.

    Increased insurance reimbursement coverage to $25,000!
    Wouldn't it be nice to have a case manager, access to reduced attorney fees to assist you through the process of prevention and recovery, and $25,000 expense reimbursement coverage?

    For increased peace of mind, enroll in Platinum Identity Solutions today.

    *This information is for illustrative purposes only and is not a contract. This information is intended to provide a general overview of the plan described. Only the service contract can give actual terms, coverage amounts, conditions and exclusions.

    Enroll now! Pricing is annual, automatically renewable, and may be canceled
    at any time.


    Return Application by mail to:

     Sandhills Bank
     Attn: Human Rescourses
     1020 Highway 17 North
     North Myrtle Beach, SC 29582

     Or by fax to:
     (843) 280-9923


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